To get our FREE guide to dog health
and happiness,
Pet insurance so comprehensive
you'll wish we covered humans
We offer the most comprehensive coverage
out there
Having Animalia is like a top-of-the-line
Rolls-Royce with a swimming
pool in the trunk.
Did any of these happen? Don't fret, they're covered!
Illnesses
Accidents & Injuries
Hereditary &
Congenital conditions
Chronic
Conditions
Animalia covers your vet bills following
injuries, accidents, and illnesses,
including diagnostics, procedures,
and required treatments.
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
Lab Work
Imaging scans
Emergency care
Surgeries
Hospitalization
Sick visits & Exam Fees
Cancer Treatments
Prescription meds
Speciality care
No extra charge.
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Behavioral therapy
Alternative care
Tele-vet services
Prescription food¹
Orthodontic
care
Here’s How It Works
Pets play, we pay.
It’s that simple.
Amounts are based on the average treatment costs ²
Breakdown Of Claims*
-
23.1%Orthopedic problems
-
27%Miscellaneous treatments
-
12.1%Accidents
-
11.9%Digestive system
-
11.9%Tumors
-
8.7%Infections
-
3.9%Skin issues
-
1.6%Bladder
Good to Know
What’s covered?
Different plans have different coverages. We at Animalia believe in providing your pet with the most comprehensive coverage out there. The whole shebang, as we like to call it. With Animalia, there’s no such thing as basic coverage. Our all-in-one premium coverage is the crème de la crème; the pick of the litter.
That means we’ll cover your vet bills following injuries, accidents and illnesses, including diagnostics, procedures and treatments required – lab work, imaging scans, hospitalization, emergency care, surgeries, complete sick visits & exam fees, specialist visits, cancer treatments, prescription meds… But that’s not all. Also included in your coverage (no extra charge) are tele-vet services (as many as you need), Behavioral therapy (with real trainers and behaviorists and even online), alternative care (for when conventional medicine is just not enough), prescription food & dietary supplements* and even orthodentic treatments. And if you’re looking for a more extensive dental coverage, you can always choose our comprehensive dental care add-on.
But that’s not all. Also included in your coverage, at no extra charge, are tele-vet services (as many as you need), behavioral therapy (with certified veterinary behaviorists and even online) and alternative care.
Head-to-tail. It’s that simple.
* Prescription food and supplements not included in Florida coverage.
What is a waiting period?
When it comes to pet insurance, your waiting period is important. That’s the amount of time you’ll need to wait before your coverage kicks in. Some plans have extended waiting periods of up to a year on specific illnesses. At Animalia, we don’t believe in waiting that long after enrollment. That’s why we have only a 5-day waiting period*. Period. For illnesses too**.
* Except for cruciate ligaments cases, where you’ll need to wait six months. However, if your pet is examined by a vet within 30 days of purchasing a policy, and the vet confirms they don’t have knee, hips or cruciate ligament issues, the waiting period will be waived.
** Except for cancer, where you’ll need to wait 30 days – unless you’re in Florida, in which case the general 5-day waiting period will be in effect.
Why should I get pet insurance and not a savings account?
Certainly, both options have their sets of benefits and drawbacks, but which option truly is the best for you and your pet? In theory, putting a little away each month in anticipation of future Vet bills sounds quite logical. It really does.
But let’s say you did manage to save $5,000 before your dog swallowed a rock during one of your daily walks. The cheaper option would be abdominal X-rays and close observation for 24-48 hours. Only $520. The risk? Potential internal injury or intestinal obstruction. And then there’s the better option- endoscopic retrieval or surgical removal that will prevent life-threatening complications that may occur if the object is left within the gastrointestinal tract. $1,500-$3,500.
And let’s say you go with the more expensive and better option. Good for you. But what if an emergency strikes again? And again? And again? When it comes to your money, you’ll probably think twice. That’s the beauty of insurance. It allows you to use our money instead of your money.
With pet insurance you can finally say: “Doc, do whatever it takes. I have Animalia”. No hesitation whatsoever.
Can I visit any vet?
Absolutely! We trust the Vet you trust. As long as your Vet is licensed to provide Veterinary care in the state they operate in, choose the Vet you, and your pet, are comfortable with. This applies to any licensed Specialist or Emergency Clinic as well.
What are pre-existing conditions and are they covered?
It doesn’t take a miracle to cure conditions like ear, urinary tract, or respiratory infections. It does take a miracle to have them covered by insurance even though they’re considered pre-existing conditions. Confused? Let us explain.
Pre-existing conditions are any health condition developed before your insurance kicks in. Here you need to understand the difference between two kinds of pre-existing conditions- incurable pre-existing conditions are conditions that aren’t likely to go away or improve over your pet’s lifetime and therefore, won’t be covered. Hip dysplasia, cancer, diabetes, or heart disease are good examples. Curable pre-existing conditions, on the other hand, are conditions your pet had before, like ear or urinary tract infections, but showed no symptoms for 12 months. These are covered by Animalia.
Can I cancel anytime?
You may cancel your policy at any time by notifying us in writing – just drop a line to info@animalia.pet. No hard feelings. You may even be entitled to a pro-rated refund of your premium.
Do you need my pet’s medical records?
Your pet’s medical history will allow us to get to know him better and determine which conditions, if any, are considered pre-existing. When purchasing our policy, you allow us to communicate with your Vet on your behalf and obtain that information. This will also help speed things up when reviewing your pet insurance claim.
What if my pet needs emergency treatment?
Head to your nearest Vet or Emergency Clinic pronto! No permission or referral is required for emergency visits. Once your pet is back on their feet, simply contact Animalia to file your claim.
Check out our pet insurance guide on
Animalia+
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