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5 Reasons to Buy Pet Insurance

Here are 5 reasons why you should consider buying pet insurance to help offset the costs.


Written by Animalia Team

Happy men and cat

Vet bills can add up quickly. Be honest with yourself- if a pet medical emergency strikes, just how financially prepared are you? Here are 5 reasons why you should consider buying pet insurance to help offset the costs. 

Unexpected is…expected. 

As a pet parent, you know that dogs are just like us – vulnerable to the unexpected. But unlike us, they swallow socks, chew on glass, and turn old within a decade.

It might be a relatively mild injury like a bee sting, snake bite, or torn ligament, or a life-saving medical procedure like a joint replacement, removing a malignant tumor, or even heart failure.

When statistics show that 1 out of 3 pets will visit a vet this year due to an emergency, It’s not really a question of why. It’s a question of when. 

Women with her cat at the vet's office

Advancements in Veterinary Medicine Come with a Cost 

Luckily, Over the past decade, veterinary medicine has seen many changes in diagnosis, treatment and care. MRI, Ultrasound scans and Laparoscopy, which were used solely on human beings, are now the norm for treating pets.

It is not surprising, then, that pet owners’ Veterinary expenses have doubled over the past decade or that 70% of emergency treatments are not performed due to the owner’s financial constraints.

Financial constraints can break hearts. It doesn’t have to be that way.

Pet owners’ Veterinary expenses have doubled over the past decade

Why pet insurance and not savings account

Certainly, both options have their sets of benefits and drawbacks, but which option truly is the best for you and your pet? In theory, putting a little away each month in anticipation of future Vet bills sounds quite logical. It really does.

But let’s say you did manage to save $5,000 before your dog swallowed a rock during one of your daily walks. The cheaper option would be abdominal X-rays and close observation for 24-48 hours. Only $520. The risk? Potential internal injury or intestinal obstruction. And then there’s the better option- endoscopic retrieval or surgical removal that will prevent life-threatening complications that may occur if the object is left within the gastrointestinal tract. $1,500-$3,500.

And let’s say you go with the more expensive and better option. Good for you. But what if an emergency strikes again? And again? And again? When it comes to your money, you’ll probably think twice. That’s the beauty of insurance. It allows you to use our money instead of your money.

Smiling dog with red leaf

Pets Are Hard to Diagnose. They can’t Talk. 

Pediatricians and Vets are quite the same: Their patients can’t talk. That’s when the endless guessing game begins. But babies have health insurance…what about pets?

With pet insurance, you can help your vet end the guessing game by running every possible test to reach the precise diagnosis and treatment.

70% of emergency treatments are not performed due to the owner’s financial constraints

Why now

A wise old man once said: “The best time to plant a tree was 20 years ago. The second-best time is now.” But we’re talking dogs here. Not trees. So why insure them now, you’re asking? 

By the time they are two, puppies are equivalent in age to a human in their early 40s.  By the time they hit three, they’ll be closer in age to a 50-year-old human. Unexpected Vet costs can happen sooner than you think.

Now picture this… 

A world free from cost-based decisions where pets get the best treatment for medical conditions, financial dilemmas are put aside and parents enjoy peace of mind. A world where you can finally say: “Doc, do whatever it takes. I have Animalia”.


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out there

Pet insurance is like having a sensible car with a spare tire for life’s bumps.
Having Animalia is like a top-of-the-line
Rolls-Royce with a swimming
pool in the trunk.
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